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For those born between 1954 and 1959, they had saved around $209,000. 3. Those numbers might not sound too alarming but that $290,000 in retirement savings equates to about $12,000 per year using the standard 4% withdrawal rate. Even adding in Social Security benefits of $18,528, an average Baby Boomer is only bringing in about $30,528 per year. The peak of the baby boom was in 1960. People born then will reach the typical retirement age of 65 in 2025. How many people are we talking about? ... Not surprisingly, the peak corresponds to the retiring of the baby boomers. From 2025 onward, the trend is declining, which is likely because of the baby bust that followed the baby boom.

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